Bernhard Linemayr (MSc. in Business Informatics & Engineering) is currently CEO at Crefo Technology and responsible for the areas IT, Data and development of digital business models for Creditreform in Austria. He has spent more than two decades in online and digital businesses like payments, credit scoring or online gaming and held positions in risk, product, project, IT, operations and executive management before joining the Creditreform world. Combining a strong business background and his passion in IT, Bernhard is motivated by building strong products an teams while always striving to establish customer-centric, wholistic solutions and processes that drive sustainable and mutual benefits.